Perpetual inventor, classical pianist, and successful serial entrepreneur Toby Ruckert is the Founder and CEO of UIB Holdings Pte. Ltd. (UIB). Toby is based in Singapore. Toby serves on the advisory board of his health company Wellness-Shop, as a trustee for the Baleno Foundation, and as a mentor for startup initiatives around the globe. He is a popular speaker at leading global technology conferences on topics including the Internet of Things, Artificial Intelligence, entrepreneurship, business philosophy and creating a culture of innovation.